Credit Cards Blog

Prepaid Rush Cards: the Black Diamond

16 March 2010

Rush cards are known to offer a variety of different debit cards. One that has been known for great popularity is the Prepaid Visa Black Diamond Rush Card. We are going to take a closer look at this particular card and what features and benefits that are known to come with it.


2 Comments | Categories: Bad Credit, Choosing Cards, Credit Card Tips, Prepaid

Credit Card Reform 2010

13 March 2010

The FED, the Office of Thrift Supervision, and the National Credit Union Administration voted in May 2009 to adopt new changes to credit card policies. These regulations are aimed to work in favor of consumers, protecting them from previously unfair and perhaps unethical practices from credit card companies.


No Comments | Categories: Banking, Credit Card Reform, Credit Cards News

READYDebit Visa Card – Convinience, Savings & Freedom

9 March 2010

Whether you have been having trouble getting approved for a single checking account or are looking for some new banking providers, a READY Debit Prepaid Visa Card may have what you are looking for. If you are looking for simplified service with a lot of free options, you should definitely consider opening an account.


1 Comment | Categories: Bad Credit, Choosing Cards, Prepaid

Card’s fixed rate APR changes to variable? What to do?

6 March 2010

In recent times, a number of credit card companies have hiked up interest rates, have changes interest charges from fixed to variable or done both. During such periods of economic hardship to the common man, this makes it much more difficult for people barely managing to stay current with monthly payments.


No Comments | Categories: Banking, Credit Card Tips, Financial Planning

5 Steps to Greater Online Payment Security

23 January 2010

Take these steps to greater online payment security to reduce the risks of your falling victim to identity theft and fraud. Prevention is better than cure.


No Comments | Categories: Banking, ID Protection

Reducing Credit Card Debt in the New Year?

4 January 2010

For everyone with credit card debt, reducing such debt to minimal amounts should be made priority throughout the New Year. A debt profile is hardly manageable for a single mom struggling to send the kids to school, but following a few steps each day helps get the debtor on the right part within no time.


No Comments | Categories: Financial Planning, Saving Tips

Charge Cards vs. Credit Cards – Identifying the Differences

18 December 2009

The terms “charge card” and “credit card” are commonly used interchangeably however there are small differences between both cards. For one charge cards require monthly payments in full while credit cards give room for minimum payments of outstanding balances usually ranging from 2% to 5%.


No Comments | Categories: Choosing Cards, Credit Card General, Credit Card Tips

How Credit Card Balance Transfers Affects your Credit Score

28 November 2009

Believe it or not, credit card balance transfers take a toll on your credit score but to what depth depends on your situation. This post explains the general concept behind balance transfers and gives information on how reckless balance transferring may affect your credit score.


No Comments | Categories: Balance Transfer, Banking, Credit Card Tips, Report & Score

IberiaBank Pricing Changes

13 November 2009

IberiaBank has announced pricing updates for its credit card products. As per IberiaBank message, the bank will no longer charge penalty pricing or over the limit fees on any of its products.


2 Comments | Categories: Banking, Choosing Cards, Credit Card General, Credit Cards News

How to Avoid Common Balance Transfer Mistakes

10 November 2009

Balance Transfers… Balance Transfers… Balance Transfers!!! These infamous means to clearing up your credit card debts is a double edged sword that could work for or against you. Here are the most common balance transfer mistakes and how you can avoid them.


No Comments | Categories: Balance Transfer, Choosing Cards, Credit Card Tips, Financial Planning

Consumer Credit Card Protection Law 2010′ – A Blessing or Curse?

22 October 2009

Analyzing the consumer credit card protection law to take effect in February 2010, the new law poses many blessings to the consumer but a point of annoyance for card companies bent on increasing profits.


No Comments | Categories: Banking, Credit Card Reform, Credit Cards News

How Many Credit Cards Should I Have?

7 October 2009

The question of how many credit cards becomes too much to have is constantly on the lips of American consumers. The die has been cast with financial experts aligning themselves for and against the multiple credit card issue. Here’s what we think, plus a few tips to manage your finances should you already own multiple credit cards.


2 Comments | Categories: Choosing Cards, Credit Card General, Credit Card Tips

BBB Warns – Robocalls Promising to Lower Credit Card Interest Rate

23 September 2009

Consumers across the U.S. have been sounding about incessant automated telemarketing calls. The Federal Trade Commission (FTC) announced on September 1st these prerecorded commercial telemarketing calls (robocalls) to consumers will be prohibited, unless the telemarketer has obtained permission in writing from consumers who want to receive such calls.


2 Comments | Categories: Credit Card General, Credit Card Tips, Low Interest

9 Attractive Benefits of a Business Credit Card

18 September 2009

These 9 benefits of business credit cards are in fact pointers you should be careful to watch out for when searching for the right business card. The article explains each benefit in detail and hopefully at the end you’d see reason why it’s always a better idea to fund your business with a business credit card no matter how small an establishment it is.


No Comments | Categories: Business, Choosing Cards, Credit Card Tips

How to Reduce Risks of Identity Theft?

11 September 2009

With an estimated 16 million U.S. victims in 2006 and 2007, Identity Theft has grown gradually to become one of the most penetrative crimes leaving every American venerable to. Not one technique will stamp out ID theft or prevent one’s identity from being abused but a number of measures taken by every American will go a long way in preventing and promoting an ID theft free society.


1 Comment | Categories: ID Protection

Protecting your Earnings from Inflation

24 August 2009

Just like erosion will erode particles from a previously sandy area, inflation if left unchecked can wipe away the value of your earnings. Consumers cannot directly affect the inflation rate, but at least a number of measures to protect their earnings from inflation should be carried out.


8 Comments | Categories: Financial Planning, Saving Tips

Getting Ready For a Crisis

14 August 2009

As the saying goes, ‘failure to plan’ is ‘planning to fail’, a financial crisis deserves every bit of planning on your part. Gaining ammunition on what to expect during a financial crisis goes a long way in getting you ready for tougher times ahead and ensuring you don’t make the silly mistakes a lot of us subscribe to during these periods.


1 Comment | Categories: Banking, Business, Financial Planning

Understanding How Bailouts Work

13 August 2009

What is a bailout? Since the beginning of the sub-prime mortgage crisis, a lot of financial terms have been thrown around by financial experts, Media, and Uncle Sam but nobody has taken the time out to explain what all these terms mean to Joe who isn’t very good with dictionaries. Outside of a class to gain financial knowledge, this article provides most of what every Joe needs to understand what a bailout is all about.


2 Comments | Categories: Banking, Business

Finding the Grace Period

22 July 2009

All credit card companies do not follow the same type of grace period. However, a lot of credit cards will charge you interest right after a purchase is made (if there’s an outstanding bill). The best way to check how the grace period on your credit card works, and indeed if it has one is to check the reverse side of billing statements and the card agreement or terms and conditions.


11 Comments | Categories: Choosing Cards, Credit Card General, Credit Card Tips

Ridding Yourself of Worthless Credit Cards

22 July 2009

Credit cards can be awesome. They save time, they are easier to carry than money and they are a form of identification, and many come with cool holograms. Therefore, most of us have one or more for our very own. However, things happen… cards stop functioning, cards are cancelled, cards pass their expiration date… as I said, things happen.


7 Comments | Categories: Choosing Cards, Credit Card General, Credit Card Tips, ID Protection




Home | Terms | Contacts | Sitemap Copyright © 2008-2010 - CreditCardsCo.com - All rights reserved.