CreditCardsCo Blog Archive - Archive
The Federal Deposit Insurance Corporation (FDIC) is an institution created amidst the chaos of the Great Depression following the Glass-Steagall Act in 1933. The primary purpose of the FDIC is to back the deposits held in the major US Banks.
Most merchants abide by the terms and conditions specified by credit card companies. However, if your merchant is not abiding by credit card rules, or cheating you when you use your credit card, then you can ask for redressal once you are sure that the merchant is not following set terms and conditions.
The Chase Freedom Visa Card offers cash back bonuses within the first weeks of opening a new account. They have no annual fees and offer low APR financing to qualified applicants. Cardholders enjoy some of the lowest rates and encouraging incentives available.
Credit cards are everywhere. It is nearly impossible to get through the modern economy without one. Many people have to make the decision whether or not they want a credit card, and, as with any financial decision, have to do some research as to why they should get one.
In this article the differences between two of the Big Three in the credit card industry, Amex and Visa, will be explored. The primary difference is in the way they structure their operations. It is actually almost only in these operational differences that any real difference is discernible.
In the United States, credit cards are more than just a convenient payment options, they are a way of life. In fact, the United States economy is based on a credit system. The average household has seven cards at any given time, usually because they each offer different kinds of benefits depending what you need.
Consumer debt, which comprises of credit card debt and loans, is at an all time high along with a huge number of unemployed debtors. Despite being unemployed, many consumers still have to repay balances on their credit cards and loans. Poor debt management and a high reliance on unsecured loans have led to an increase in the number of people filing for bankruptcy. Here are 5 steps to manage debt while unemployed.
Having no credit history can make getting approved for loans nearly as difficult as having bad credit history. The best way to establish credit is with the help of credit cards for people with no credit history.
If you have never owned or used a credit card before, then you aren’t familiar with the many different credit card features that are consistent with each one. Each card assigns variables to these features, which is how you can determine which one is better served to meet your particular needs.
When used responsibly, credit cards for college students are an excellent way for college students to learn financial responsibility.
Zync from American Express is helping to redefine the credit industry with one of the most unique credit card packages to hit the consumer market in a long time. Basically, you can design your own card to fit your lifestyle and earn rewards based on how you like to spend money. From travel to food to style, Zync has it all.
When you own a small business in the US, it can be difficult to ascertain how much it will cost you, especially in the beginning. Even if you can make a fair estimate, will you be able to also obtain the proper amount of capital? Well, you don’t have to worry about much…