Balance Transfers… Balance Transfers… Balance Transfers!!! These infamous means to clearing up your credit card debts is a double edged sword that could work for or against you. Here are the most common balance transfer mistakes and how you can avoid them.
Analyzing the consumer credit card protection law to take effect in February 2010, the new law poses many blessings to the consumer but a point of annoyance for card companies bent on increasing profits.
The question of how many credit cards becomes too much to have is constantly on the lips of American consumers. The die has been cast with financial experts aligning themselves for and against the multiple credit card issue. Here’s what we think, plus a few tips to manage your finances should you already own multiple credit cards.
Consumers across the U.S. have been sounding about incessant automated telemarketing calls. The Federal Trade Commission (FTC) announced on September 1st these prerecorded commercial telemarketing calls (robocalls) to consumers will be prohibited, unless the telemarketer has obtained permission in writing from consumers who want to receive such calls.
These 9 benefits of business credit cards are in fact pointers you should be careful to watch out for when searching for the right business card. The article explains each benefit in detail and hopefully at the end you’d see reason why it’s always a better idea to fund your business with a business credit card no matter how small an establishment it is.
With an estimated 16 million U.S. victims in 2006 and 2007, Identity Theft has grown gradually to become one of the most penetrative crimes leaving every American venerable to. Not one technique will stamp out ID theft or prevent one’s identity from being abused but a number of measures taken by every American will go a long way in preventing and promoting an ID theft free society.
Just like erosion will erode particles from a previously sandy area, inflation if left unchecked can wipe away the value of your earnings. Consumers cannot directly affect the inflation rate, but at least a number of measures to protect their earnings from inflation should be carried out.
As the saying goes, ‘failure to plan’ is ‘planning to fail’, a financial crisis deserves every bit of planning on your part. Gaining ammunition on what to expect during a financial crisis goes a long way in getting you ready for tougher times ahead and ensuring you don’t make the silly mistakes a lot of us subscribe to during these periods.
What is a bailout? Since the beginning of the sub-prime mortgage crisis, a lot of financial terms have been thrown around by financial experts, Media, and Uncle Sam but nobody has taken the time out to explain what all these terms mean to Joe who isn’t very good with dictionaries. Outside of a class to gain financial knowledge, this article provides most of what every Joe needs to understand what a bailout is all about.
All credit card companies do not follow the same type of grace period. However, a lot of credit cards will charge you interest right after a purchase is made (if there’s an outstanding bill). The best way to check how the grace period on your credit card works, and indeed if it has one is to check the reverse side of billing statements and the card agreement or terms and conditions.
Credit cards can be awesome. They save time, they are easier to carry than money and they are a form of identification, and many come with cool holograms. Therefore, most of us have one or more for our very own. However, things happen… cards stop functioning, cards are cancelled, cards pass their expiration date… as I said, things happen.
A financial downturn is usually marked by job-cuts, tightened access to credit, and other events that often lead to financial insecurity. This article gives you a few tips that could help you stay within your means, and prevent the mistakes that a lot of us make during financial downturns.