Credit Cards Blog
Card’s fixed rate APR changes to variable? What to do?
In recent times, a number of credit card companies have hiked up interest rates, have changes interest charges from fixed to variable or done both. During such periods of economic hardship to the common man, this makes it much more difficult for people barely managing to stay current with monthly payments.
Reducing Credit Card Debt in the New Year?
For everyone with credit card debt, reducing such debt to minimal amounts should be made priority throughout the New Year. A debt profile is hardly manageable for a single mom struggling to send the kids to school, but following a few steps each day helps get the debtor on the right part within no time.
Charge Cards vs. Credit Cards – Identifying the Differences
The terms “charge card” and “credit card” are commonly used interchangeably however there are small differences between both cards. For one charge cards require monthly payments in full while credit cards give room for minimum payments of outstanding balances usually ranging from 2% to 5%.
How Credit Card Balance Transfers Affects your Credit Score
Believe it or not, credit card balance transfers take a toll on your credit score but to what depth depends on your situation. This post explains the general concept behind balance transfers and gives information on how reckless balance transferring may affect your credit score.
How to Avoid Common Balance Transfer Mistakes
Balance Transfers… Balance Transfers… Balance Transfers!!! These infamous means to clearing up your credit card debts is a double edged sword that could work for or against you. Here are the most common balance transfer mistakes and how you can avoid them.
BBB Warns – Robocalls Promising to Lower Credit Card Interest Rate
Consumers across the U.S. have been sounding about incessant automated telemarketing calls. The Federal Trade Commission (FTC) announced on September 1st these prerecorded commercial telemarketing calls (robocalls) to consumers will be prohibited, unless the telemarketer has obtained permission in writing from consumers who want to receive such calls.
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