Credit Card Blog. Tag: 'credit card company'


Are Instant Approval Card Applications Really Instant?

9 November 2010

There are misconceptions regarding instant approval credit card applications. Advertisements can make you think that you can get a credit card almost as quickly as a pizza man can deliver your order.



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No Comments | Author: | Categories: Choosing Cards, Credit Card Basics, Credit Card Tips, Financial Planning

When Merchants Violate Credit Card Rules

15 October 2010

Most merchants abide by the terms and conditions specified by credit card companies. However, if your merchant is not abiding by credit card rules, or cheating you when you use your credit card, then you can ask for redressal once you are sure that the merchant is not following set terms and conditions.



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2 Comments | Author: | Categories: Banking, Financial News

How to Win a Credit Card Dispute

15 June 2010

When you have a dispute with a credit card company or issuer, you need to ensure that you handle the dispute correctly in order to gain leverage over the issue you are having and the situation that you are in. You may or may not decide to pay your debts if there is an error on your monthly bill.



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No Comments | Author: | Categories: Credit Card Tips, Financial Planning

Shutting Down a Credit Line Can Damage Your Score

12 June 2010

If your credit card company tries to stick you with extra charges, your first instinct may be to close out your account. This isn’t always the best idea. Continue reading to find out how shutting down your card could end up hurting your FICO score.



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No Comments | Author: | Categories: Credit Card Basics, Financial Planning, Report & Score

What’s so good About the YAP MasterCard Prepaid Card?

14 May 2010

Whether you have bad credit or simply don’t like the idea of credit cards, the YAP MasterCard prepaid card can provide you with the same convenient options, and save you the hassle. With a bevy of attractive features and a system that it is easy to use, you might even forget that it’s a prepaid card at all.



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1 Comment | Author: | Categories: Bad Credit, Choosing Cards, Prepaid

Card’s fixed rate APR changes to variable? What to do?

6 March 2010

In recent times, a number of credit card companies have hiked up interest rates, have changes interest charges from fixed to variable or done both. During such periods of economic hardship to the common man, this makes it much more difficult for people barely managing to stay current with monthly payments.



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No Comments | Author: | Categories: Banking, Credit Card Tips, Financial Planning




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