Credit Cards Blog
5 Steps to Greater Online Payment Security
Take these steps to greater online payment security to reduce the risks of your falling victim to identity theft and fraud. Prevention is better than cure.
How Credit Card Balance Transfers Affects your Credit Score
Believe it or not, credit card balance transfers take a toll on your credit score but to what depth depends on your situation. This post explains the general concept behind balance transfers and gives information on how reckless balance transferring may affect your credit score.
IberiaBank Pricing Changes
IberiaBank has announced pricing updates for its credit card products. As per IberiaBank message, the bank will no longer charge penalty pricing or over the limit fees on any of its products.
How to Avoid Common Balance Transfer Mistakes
Balance Transfers… Balance Transfers… Balance Transfers!!! These infamous means to clearing up your credit card debts is a double edged sword that could work for or against you. Here are the most common balance transfer mistakes and how you can avoid them.
Consumer Credit Card Protection Law 2010′ – A Blessing or Curse?
Analyzing the consumer credit card protection law to take effect in February 2010, the new law poses many blessings to the consumer but a point of annoyance for card companies bent on increasing profits.
How Many Credit Cards Should I Have?
The question of how many credit cards becomes too much to have is constantly on the lips of American consumers. The die has been cast with financial experts aligning themselves for and against the multiple credit card issue. Here’s what we think, plus a few tips to manage your finances should you already own multiple credit cards.
Finding the Grace Period
All credit card companies do not follow the same type of grace period. However, a lot of credit cards will charge you interest right after a purchase is made (if there’s an outstanding bill). The best way to check how the grace period on your credit card works, and indeed if it has one is to check the reverse side of billing statements and the card agreement or terms and conditions.
Ridding Yourself of Worthless Credit Cards
Credit cards can be awesome. They save time, they are easier to carry than money and they are a form of identification, and many come with cool holograms. Therefore, most of us have one or more for our very own. However, things happen… cards stop functioning, cards are cancelled, cards pass their expiration date… as I said, things happen.
Obama Hosting Credit Card CEOs, Pledges New Rules
WASHINGTON – President Barack Obama is pushing to rein in costs for millions of Americans who use credit cards, an appeal to consumers as many struggle to pay their bills.
How Reducing Prime Rate Affects Credit Card Debt and Finance?
The prime rate is always seen as the first approach to controlling a recession. Burst periods which accompany the end of a market boom can be controlled by reducing the prime rate. Up until now, the Federal Reserve has steadily reduced prime rates in a bid to reduce interest rates and stimulate consumer spending.
Credit Card Debt and Motivation
Credit Card debt is one of those issues affecting millions of Americans today. With credit easily available, the lure of spending what we don’t earn is hardly resistible. A lot of individuals even live out rightly on their credit cards with no form of savings whatsoever.
Avoiding Christmas Credit Card Debt
As the year comes to an end and Christmas approaches, a time has come where your expenses might get higher than usual. With millions of Americans already high in credit card debt, remaining debt-free throughout this period requires some work on your part.
Understanding Credit Cards in Small Print
Millions of United States consumers lose money due to their inability to either read or understand details pertaining to their credit cards in small print. Whether it’s a credit card agreement, purchase agreement or other contract details, the bulk of Americans will only skim through the document rather than take a while to read and ensure to have understood all aspects of the agreement.
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