Credit Cards Blog
Being Responsible with Student Credit Cards
When used responsibly, credit cards for college students are an excellent way for college students to learn financial responsibility.
Fair and Free Credit Reporting
According to the Fair and Accurate Credit Transactions (FACT) Act of 2003, all Americans are entitled to one free annual credit report from each of the three major credit bureaus. This means that you can see how you stack up with Equifax, Experian, and TransUnion every year.
Recent Credit Laws Affect Teens
The article you’re about to read is designed to inform readers about credit cards that have an amount of money already added to them. We’ll examine the new C.A.R.D. Act that passed last year and has recently been set into motion…
Build Credit History With The Public Savings Bank Secured Visa
The article describes how the Public Savings Bank Secured Visa can help people with problem credit rebuild their credit history.
Shutting Down a Credit Line Can Damage Your Score
If your credit card company tries to stick you with extra charges, your first instinct may be to close out your account. This isn’t always the best idea. Continue reading to find out how shutting down your card could end up hurting your FICO score.
Debt Settlement Companies – Good or Bad ?
More than 1,800 debt settlement companies have sprang up in Texas and New York within the past 4 years. This is probably due to the economy and the fact that a higher than ever number of Americans are in debt.
Balance Transfers Can Improve Your Credit Score
It doesn’t matter if you have good credit or are trying to rebuild yours, improving your credit score will always help you. You can take advantage of things like balance transfers to aid you in your goal, but you need to understand their intricacies to ensure that it will work properly for you.
How Credit Card Balance Transfers Affects your Credit Score
Believe it or not, credit card balance transfers take a toll on your credit score but to what depth depends on your situation. This post explains the general concept behind balance transfers and gives information on how reckless balance transferring may affect your credit score.
How Many Credit Cards Should I Have?
The question of how many credit cards becomes too much to have is constantly on the lips of American consumers. The die has been cast with financial experts aligning themselves for and against the multiple credit card issue. Here’s what we think, plus a few tips to manage your finances should you already own multiple credit cards.
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