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	<title>Credit Cards Blog &#187; credit score</title>
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	<description>Credit card news, credit card offers resources and information for visitors with banking needs</description>
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		<title>Recent Credit Laws Affect Teens</title>
		<link>http://blog.creditcardsco.com/recent-credit-laws-affect-teens.html</link>
		<comments>http://blog.creditcardsco.com/recent-credit-laws-affect-teens.html#comments</comments>
		<pubDate>Wed, 07 Jul 2010 17:38:43 +0000</pubDate>
		<dc:creator>CreditCardsCo</dc:creator>
				<category><![CDATA[Choosing Cards]]></category>
		<category><![CDATA[Credit Card Reform]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[C.A.R.D. Act]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[cardholder]]></category>
		<category><![CDATA[cards]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[college students]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit issuers]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[Debit]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[deposit]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[fico score]]></category>
		<category><![CDATA[new laws]]></category>
		<category><![CDATA[prepaid card]]></category>
		<category><![CDATA[prepaid debit cards]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[student]]></category>
		<category><![CDATA[teenagers]]></category>
		<category><![CDATA[universities]]></category>
		<category><![CDATA[young adults]]></category>
		<category><![CDATA[youngsters]]></category>

		<guid isPermaLink="false">http://blog.creditcardsco.com/?p=599</guid>
		<description><![CDATA[The article you’re about to read is designed to inform readers about credit cards that have an amount of money already added to them. We’ll examine the new C.A.R.D. Act that passed last year and has recently been set into motion...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Build Credit History With The Public Savings Bank Secured Visa</title>
		<link>http://blog.creditcardsco.com/build-credit-history-with-public-savings-bank-secured-visa.html</link>
		<comments>http://blog.creditcardsco.com/build-credit-history-with-public-savings-bank-secured-visa.html#comments</comments>
		<pubDate>Fri, 18 Jun 2010 14:56:21 +0000</pubDate>
		<dc:creator>CreditCardsCo</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Choosing Cards]]></category>
		<category><![CDATA[Report & Score]]></category>
		<category><![CDATA[0% apr]]></category>
		<category><![CDATA[bureaus]]></category>
		<category><![CDATA[cards]]></category>
		<category><![CDATA[cash advance]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[FDIC-insured]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[prepaid card]]></category>
		<category><![CDATA[public bank secured visa]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[secured card]]></category>
		<category><![CDATA[TransUnion]]></category>
		<category><![CDATA[Visa]]></category>
		<category><![CDATA[visa card]]></category>

		<guid isPermaLink="false">http://blog.creditcardsco.com/?p=558</guid>
		<description><![CDATA[The article describes how the Public Savings Bank Secured Visa can help people with problem credit rebuild their credit history. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Shutting Down a Credit Line Can Damage Your Score</title>
		<link>http://blog.creditcardsco.com/shutting-down-credit-line-can-damage-your-score.html</link>
		<comments>http://blog.creditcardsco.com/shutting-down-credit-line-can-damage-your-score.html#comments</comments>
		<pubDate>Sat, 12 Jun 2010 08:15:32 +0000</pubDate>
		<dc:creator>CreditCardsCo</dc:creator>
				<category><![CDATA[Credit Card Basics]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Report & Score]]></category>
		<category><![CDATA[account]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[citi]]></category>
		<category><![CDATA[citi card]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit card users]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[fico score]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[negative impact]]></category>
		<category><![CDATA[new laws]]></category>
		<category><![CDATA[payments]]></category>

		<guid isPermaLink="false">http://blog.creditcardsco.com/?p=499</guid>
		<description><![CDATA[If your credit card company tries to stick you with extra charges, your first instinct may be to close out your account. This isn't always the best idea. Continue reading to find out how shutting down your card could end up hurting your FICO score.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Debt Settlement Companies &#8211; Good or Bad ?</title>
		<link>http://blog.creditcardsco.com/debt-settlement-companies-good-or-bad.html</link>
		<comments>http://blog.creditcardsco.com/debt-settlement-companies-good-or-bad.html#comments</comments>
		<pubDate>Sun, 25 Apr 2010 17:33:37 +0000</pubDate>
		<dc:creator>CreditCardsCo</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[debt settlement company]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[frauds]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[offer]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[settlement industry]]></category>

		<guid isPermaLink="false">http://blog.creditcardsco.com/?p=378</guid>
		<description><![CDATA[More than 1,800 debt settlement companies have sprang up in Texas and New York within the past 4 years. This is probably due to the economy and the fact that a higher than ever number of Americans are in debt. ]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Balance Transfers Can Improve Your Credit Score</title>
		<link>http://blog.creditcardsco.com/balance-transfer-can-improve-your-credit-score.html</link>
		<comments>http://blog.creditcardsco.com/balance-transfer-can-improve-your-credit-score.html#comments</comments>
		<pubDate>Tue, 06 Apr 2010 18:25:49 +0000</pubDate>
		<dc:creator>CreditCardsCo</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Report & Score]]></category>
		<category><![CDATA[0% apr]]></category>
		<category><![CDATA[12 months]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[balance transfer card]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[credit card reform]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[high interest rates]]></category>
		<category><![CDATA[interest rate]]></category>

		<guid isPermaLink="false">http://blog.creditcardsco.com/?p=373</guid>
		<description><![CDATA[It doesn't matter if you have good credit or are trying to rebuild yours, improving your credit score will always help you. You can take advantage of things like balance transfers to aid you in your goal, but you need to understand their intricacies to ensure that it will work properly for you.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Credit Card Balance Transfers Affects your Credit Score</title>
		<link>http://blog.creditcardsco.com/how-credit-card-balance-transfers-affects-your-credit-score.html</link>
		<comments>http://blog.creditcardsco.com/how-credit-card-balance-transfers-affects-your-credit-score.html#comments</comments>
		<pubDate>Sat, 28 Nov 2009 19:01:34 +0000</pubDate>
		<dc:creator>CreditCardsCo</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Report & Score]]></category>
		<category><![CDATA[balance transfer cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit reporting]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://blog.creditcardsco.com/?p=301</guid>
		<description><![CDATA[Believe it or not, credit card balance transfers take a toll on your credit score but to what depth depends on your situation. This post explains the general concept behind balance transfers and gives information on how reckless balance transferring may affect your credit score. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Many Credit Cards Should I Have?</title>
		<link>http://blog.creditcardsco.com/how-many-credit-cards-should-i-have.html</link>
		<comments>http://blog.creditcardsco.com/how-many-credit-cards-should-i-have.html#comments</comments>
		<pubDate>Wed, 07 Oct 2009 14:29:56 +0000</pubDate>
		<dc:creator>CreditCardsCo</dc:creator>
				<category><![CDATA[Choosing Cards]]></category>
		<category><![CDATA[Credit Card Basics]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[applying for multiple cards]]></category>
		<category><![CDATA[card offers]]></category>
		<category><![CDATA[cards]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[how many cards should i have]]></category>

		<guid isPermaLink="false">http://blog.creditcardsco.com/?p=271</guid>
		<description><![CDATA[The question of how many credit cards becomes too much to have is constantly on the lips of American consumers. The die has been cast with financial experts aligning themselves for and against the multiple credit card issue. Here's what we think, plus a few tips to manage your finances should you already own multiple credit cards.]]></description>
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		<slash:comments>3</slash:comments>
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