More than 1,800 debt settlement companies have sprang up in Texas and New York within the past 4 years. This is probably due to the economy and the fact that a higher than ever number of Americans are in debt.

2 Comments | Author: CreditCardsCo | Categories: Credit Card Debt, Debt Consolidation

It doesn’t matter if you have good credit or are trying to rebuild yours, improving your credit score will always help you. You can take advantage of things like balance transfers to aid you in your goal, but you need to understand their intricacies to ensure that it will work properly for you.

No Comments | Author: CreditCardsCo | Categories: Balance Transfer, Report & Score

Believe it or not, credit card balance transfers take a toll on your credit score but to what depth depends on your situation. This post explains the general concept behind balance transfers and gives information on how reckless balance transferring may affect your credit score.

No Comments | Author: CreditCardsCo | Categories: Balance Transfer, Credit Card Tips, Report & Score

The question of how many credit cards becomes too much to have is constantly on the lips of American consumers. The die has been cast with financial experts aligning themselves for and against the multiple credit card issue. Here’s what we think, plus a few tips to manage your finances should you already own multiple credit cards.

8 Comments | Author: CreditCardsCo | Categories: Choosing Cards, Credit Card Basics, Credit Card Tips