Wondering how to strengthen your finances in 2012? Choosing the best credit card offers for your needs is your best first step for a stronger new year.

No Comments | Author: CreditCardsCo | Categories: Choosing Cards, Credit Card Tips, Financial Planning

Everyone’s finances are different, though their desires to be debt free are always universal. A balance transfer credit card might be your solution while for others, it makes sense to tap into their savings to meet their goals.

No Comments | Author: CreditCardsCo | Categories: Credit Card Debt, Credit Card Tips, Financial Planning

Think all credit card offers are the same? Think again; today’s credit-savvy woman knows what’s best for her needs and future and can recognize the best perks in a credit card offer.

No Comments | Author: Carolyn | Categories: Choosing Cards, Credit Card Tips, Financial Planning

This year, Americans without access to a traditional checking account now have a new – and affordable – alternative to expensive rapid refund loans. The IRS is announcing a pilot program that allows taxpayers instant access to their income tax refunds.

No Comments | Author: Carolyn | Categories: Financial News, Financial Planning, Prepaid, Taxes

The world is online, there is no doubt about it. With that the world economy has gone online as well and has made the largest global marketplace in human history. Just as in the open air Roman markets thousands of years ago, in this digital market there are thieves waiting to pounce.

No Comments | Author: Carolyn | Categories: Financial Planning, ID Protection, Special Offers

Consumer debt, which comprises of credit card debt and loans, is at an all time high along with a huge number of unemployed debtors. Despite being unemployed, many consumers still have to repay balances on their credit cards and loans. Poor debt management and a high reliance on unsecured loans have led to an increase in the number of people filing for bankruptcy. Here are 5 steps to manage debt while unemployed.

No Comments | Author: CreditCardsCo | Categories: Debt Consolidation, Financial Planning

When used responsibly, credit cards for college students are an excellent way for college students to learn financial responsibility.

No Comments | Author: CreditCardsCo | Categories: Credit Card Basics, Financial Planning, Student

As the saying goes, ‘failure to plan’ is ‘planning to fail’, a financial crisis deserves every bit of planning on your part. Gaining ammunition on what to expect during a financial crisis goes a long way in getting you ready for tougher times ahead and ensuring you don’t make the silly mistakes a lot of us subscribe to during these periods.

2 Comments | Author: CreditCardsCo | Categories: Banking, Financial Planning

While there’s no widely acceptable definition of a recession, virtually all economics agree that a recession is a period of declining economic activity. Businesses experience little growth causing the employment rate to fall, price of housing drops, and the Gross Domestic Product (GDP) falls by 10% or more within a 12 month period.

1 Comment | Author: CreditCardsCo | Categories: Financial Planning

The cash flow of a business – whether a small-scale or big-time business – is the feast and famine nature when money coming into the business becomes tight enough to risk not supporting underlying business activities it formerly supported.

5 Comments | Author: Carolyn | Categories: Financial Planning