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> <channel><title>Credit Cards Blog &#187; Banking</title> <atom:link href="http://blog.creditcardsco.com/topics/banking/feed" rel="self" type="application/rss+xml" /><link>http://blog.creditcardsco.com</link> <description>Credit card news, credit card offers resources and information for visitors with banking needs</description> <lastBuildDate>Sat, 11 Feb 2012 02:28:31 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <item><title>Contacted by CitiBank?</title><link>http://blog.creditcardsco.com/contacted-by-citibank.html</link> <comments>http://blog.creditcardsco.com/contacted-by-citibank.html#comments</comments> <pubDate>Fri, 10 Jun 2011 18:16:22 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Credit Card News]]></category> <category><![CDATA[ID Protection]]></category> <category><![CDATA[Bank]]></category> <category><![CDATA[citi]]></category> <category><![CDATA[citibank credit card]]></category> <category><![CDATA[citigroup]]></category> <category><![CDATA[credit card account]]></category> <category><![CDATA[hackers]]></category> <category><![CDATA[identity theft]]></category> <category><![CDATA[Paul Galant]]></category> <category><![CDATA[security breach]]></category> <category><![CDATA[security measures]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=2005</guid> <description><![CDATA[CitiBank announced today that more than 200,000 of its customers' credit card and banking information was recently compromised. Here's what happened.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/contacted-by-citibank.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Credit Card Fraud Prevention</title><link>http://blog.creditcardsco.com/credit-card-fraud-prevention.html</link> <comments>http://blog.creditcardsco.com/credit-card-fraud-prevention.html#comments</comments> <pubDate>Fri, 29 Apr 2011 19:39:06 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[ID Protection]]></category> <category><![CDATA[amex]]></category> <category><![CDATA[credit card carrier]]></category> <category><![CDATA[Discover]]></category> <category><![CDATA[MasterCard]]></category> <category><![CDATA[online theft]]></category> <category><![CDATA[PIN]]></category> <category><![CDATA[replacement cards]]></category> <category><![CDATA[travel]]></category> <category><![CDATA[Visa]]></category> <category><![CDATA[zero liability]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=1762</guid> <description><![CDATA[Today's thieves try to stay a step ahead of the credit card companies' security measures. Learn how to protect yourself from identity theft and credit card theft.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/credit-card-fraud-prevention.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Bank of America on the Hot Seat</title><link>http://blog.creditcardsco.com/bank-of-america-on-the-hot-seat.html</link> <comments>http://blog.creditcardsco.com/bank-of-america-on-the-hot-seat.html#comments</comments> <pubDate>Fri, 25 Mar 2011 19:47:27 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial News]]></category> <category><![CDATA[balance]]></category> <category><![CDATA[bank of america]]></category> <category><![CDATA[Betty Riess]]></category> <category><![CDATA[card act]]></category> <category><![CDATA[credit card account]]></category> <category><![CDATA[credit card companies]]></category> <category><![CDATA[disclosure]]></category> <category><![CDATA[new laws]]></category> <category><![CDATA[recession]]></category> <category><![CDATA[Reform]]></category> <category><![CDATA[transfer]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=1536</guid> <description><![CDATA[Bank of America is in the hot seat due to its announcement of charging an annual fee of $59 for close to 2 million of its customers.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/bank-of-america-on-the-hot-seat.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Should I Use Credit Card Convenience Checks?</title><link>http://blog.creditcardsco.com/should-i-use-credit-card-convenience-checks.html</link> <comments>http://blog.creditcardsco.com/should-i-use-credit-card-convenience-checks.html#comments</comments> <pubDate>Mon, 17 Jan 2011 23:24:51 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Credit Card Tips]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[account]]></category> <category><![CDATA[Bank]]></category> <category><![CDATA[card]]></category> <category><![CDATA[cardholder]]></category> <category><![CDATA[cards]]></category> <category><![CDATA[convenience]]></category> <category><![CDATA[credit card]]></category> <category><![CDATA[credit cards]]></category> <category><![CDATA[financial institutions]]></category> <category><![CDATA[grace period]]></category> <category><![CDATA[interest]]></category> <category><![CDATA[interest rate]]></category> <category><![CDATA[money]]></category> <category><![CDATA[payments]]></category> <category><![CDATA[purchase]]></category> <category><![CDATA[Visa]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=1191</guid> <description><![CDATA[To use or not to use, that is the question. In his day, William Shakespeare didn't have to wrestle with such a problematic question! However, this is a question people really do have to make up their own minds about.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/should-i-use-credit-card-convenience-checks.html/feed</wfw:commentRss> <slash:comments>6</slash:comments> </item> <item><title>Have You Ever Had Your Credit Card Declined?</title><link>http://blog.creditcardsco.com/have-you-ever-had-your-credit-card-declined.html</link> <comments>http://blog.creditcardsco.com/have-you-ever-had-your-credit-card-declined.html#comments</comments> <pubDate>Sun, 28 Nov 2010 06:22:02 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Credit Card Tips]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[agreement]]></category> <category><![CDATA[Bank]]></category> <category><![CDATA[blocked]]></category> <category><![CDATA[cards]]></category> <category><![CDATA[cid]]></category> <category><![CDATA[credit card agreement]]></category> <category><![CDATA[credit card company]]></category> <category><![CDATA[daily limit]]></category> <category><![CDATA[declined]]></category> <category><![CDATA[expense]]></category> <category><![CDATA[expired]]></category> <category><![CDATA[fraud]]></category> <category><![CDATA[monthly payment]]></category> <category><![CDATA[new card]]></category> <category><![CDATA[payment]]></category> <category><![CDATA[purchase]]></category> <category><![CDATA[spending]]></category> <category><![CDATA[travel]]></category> <category><![CDATA[vacation]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=1127</guid> <description><![CDATA[Have you ever had the unfortunate experience of having your credit card declined while paying for dinner after a day of shopping, or worse, being declined while on vacation in a foreign country? There are several reasons for a credit card to be declined and it isn't necessarily because you've reached your credit limit.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/have-you-ever-had-your-credit-card-declined.html/feed</wfw:commentRss> <slash:comments>1</slash:comments> </item> <item><title>TOP 10 Banks in the U.S.A.</title><link>http://blog.creditcardsco.com/top-10-bank-in-usa.html</link> <comments>http://blog.creditcardsco.com/top-10-bank-in-usa.html#comments</comments> <pubDate>Tue, 16 Nov 2010 03:54:58 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[american]]></category> <category><![CDATA[Bank]]></category> <category><![CDATA[bank of america]]></category> <category><![CDATA[bankcorp]]></category> <category><![CDATA[cards]]></category> <category><![CDATA[chase]]></category> <category><![CDATA[citi]]></category> <category><![CDATA[citigroup]]></category> <category><![CDATA[citizens bank]]></category> <category><![CDATA[financial institutions]]></category> <category><![CDATA[hsbc]]></category> <category><![CDATA[interest]]></category> <category><![CDATA[invest]]></category> <category><![CDATA[jpmorgan chase]]></category> <category><![CDATA[money]]></category> <category><![CDATA[national city bank]]></category> <category><![CDATA[top 10]]></category> <category><![CDATA[United States]]></category> <category><![CDATA[wachovia]]></category> <category><![CDATA[wells fargo]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=1102</guid> <description><![CDATA[Choosing your bank for your savings is one of the most important decisions you can make in life. This is an institution that will be responsible for your hard earned money and you want it to be safe.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/top-10-bank-in-usa.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>What is a Fraud Alert?</title><link>http://blog.creditcardsco.com/what-is-a-fraud-alert.html</link> <comments>http://blog.creditcardsco.com/what-is-a-fraud-alert.html#comments</comments> <pubDate>Wed, 03 Nov 2010 16:44:04 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Credit Card Tips]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[Report & Score]]></category> <category><![CDATA[account]]></category> <category><![CDATA[bureaus]]></category> <category><![CDATA[cards]]></category> <category><![CDATA[credit card companies]]></category> <category><![CDATA[credit freeze]]></category> <category><![CDATA[credit history]]></category> <category><![CDATA[credit report]]></category> <category><![CDATA[credit score]]></category> <category><![CDATA[creditors]]></category> <category><![CDATA[fed]]></category> <category><![CDATA[fraud]]></category> <category><![CDATA[fraud alert]]></category> <category><![CDATA[frauds]]></category> <category><![CDATA[free credit report]]></category> <category><![CDATA[identity theft]]></category> <category><![CDATA[invest]]></category> <category><![CDATA[resolve]]></category> <category><![CDATA[seven years]]></category> <category><![CDATA[Visa]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=1064</guid> <description><![CDATA[A fraud alert is a by-product of Fair and Accurate Credit Transactions Act of 2003. It is one of the provisions of the act designed to reduce and curb the incidence of identity theft and misappropriation of information.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/what-is-a-fraud-alert.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Federal Deposit Insurance Corporation (FDIC)</title><link>http://blog.creditcardsco.com/federal-deposit-insurance-corporation-fdic.html</link> <comments>http://blog.creditcardsco.com/federal-deposit-insurance-corporation-fdic.html#comments</comments> <pubDate>Wed, 20 Oct 2010 15:48:50 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[account]]></category> <category><![CDATA[Bank]]></category> <category><![CDATA[credit]]></category> <category><![CDATA[creditors]]></category> <category><![CDATA[crisis]]></category> <category><![CDATA[debt]]></category> <category><![CDATA[deposit]]></category> <category><![CDATA[fdic]]></category> <category><![CDATA[fed]]></category> <category><![CDATA[Federal]]></category> <category><![CDATA[federal deposit insurance]]></category> <category><![CDATA[finance]]></category> <category><![CDATA[financial crisis]]></category> <category><![CDATA[insurance]]></category> <category><![CDATA[Law]]></category> <category><![CDATA[recession]]></category> <category><![CDATA[Reform]]></category> <category><![CDATA[savings]]></category> <category><![CDATA[savings account]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=1032</guid> <description><![CDATA[The Federal Deposit Insurance Corporation (FDIC) is an institution created amidst the chaos of the Great Depression following the Glass-Steagall Act in 1933. The primary purpose of the FDIC is to back the deposits held in the major US Banks.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/federal-deposit-insurance-corporation-fdic.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>When Merchants Violate Credit Card Rules</title><link>http://blog.creditcardsco.com/when-merchants-violate-credit-card-rules.html</link> <comments>http://blog.creditcardsco.com/when-merchants-violate-credit-card-rules.html#comments</comments> <pubDate>Fri, 15 Oct 2010 21:34:03 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial News]]></category> <category><![CDATA[advantage]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[credit card]]></category> <category><![CDATA[credit card company]]></category> <category><![CDATA[credit card issuers]]></category> <category><![CDATA[credit card payments]]></category> <category><![CDATA[debit card]]></category> <category><![CDATA[fees]]></category> <category><![CDATA[merchants]]></category> <category><![CDATA[new rules]]></category> <category><![CDATA[purchase]]></category> <category><![CDATA[terms and conditions]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=1020</guid> <description><![CDATA[Most merchants abide by the terms and conditions specified by credit card companies. However, if your merchant is not abiding by credit card rules, or cheating you when you use your credit card, then you can ask for redressal once you are sure that the merchant is not following set terms and conditions.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/when-merchants-violate-credit-card-rules.html/feed</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>Discover Bank Rates Updated (7/21/2010)</title><link>http://blog.creditcardsco.com/discover-bank-rates-updated-7212010.html</link> <comments>http://blog.creditcardsco.com/discover-bank-rates-updated-7212010.html#comments</comments> <pubDate>Wed, 21 Jul 2010 22:19:47 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[Special Offers]]></category> <category><![CDATA[Bank]]></category> <category><![CDATA[Discover]]></category> <category><![CDATA[discover bank]]></category> <category><![CDATA[rates]]></category> <category><![CDATA[savings account]]></category> <category><![CDATA[Update]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=675</guid> <description><![CDATA[Discover Bank has updated its banking rates. The most up-to-date rates effective as of 7/20/2010.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/discover-bank-rates-updated-7212010.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Discover Bank Rates Updated (5/25/2010)</title><link>http://blog.creditcardsco.com/discover-bank-rates-updated-5-25-2010.html</link> <comments>http://blog.creditcardsco.com/discover-bank-rates-updated-5-25-2010.html#comments</comments> <pubDate>Thu, 27 May 2010 00:02:02 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Saving Tips]]></category> <category><![CDATA[account]]></category> <category><![CDATA[Bank]]></category> <category><![CDATA[bank cd]]></category> <category><![CDATA[banking products]]></category> <category><![CDATA[cd]]></category> <category><![CDATA[dicover savings]]></category> <category><![CDATA[Discover]]></category> <category><![CDATA[discover bank]]></category> <category><![CDATA[discover bank ira]]></category> <category><![CDATA[IRA]]></category> <category><![CDATA[ira money market]]></category> <category><![CDATA[money]]></category> <category><![CDATA[rates]]></category> <category><![CDATA[savings]]></category> <category><![CDATA[savings rate]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=449</guid> <description><![CDATA[Discover Bank has updated its banking rates. The most up-to-date rates effective as of 5/25/2010.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/discover-bank-rates-updated-5-25-2010.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>WTDirect $500* Cash Bonus &#8211; Discontinued</title><link>http://blog.creditcardsco.com/wtdirect-500-cash-bonus.html</link> <comments>http://blog.creditcardsco.com/wtdirect-500-cash-bonus.html#comments</comments> <pubDate>Fri, 21 May 2010 16:24:36 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[Special Offers]]></category> <category><![CDATA[12 months]]></category> <category><![CDATA[cash back bonus]]></category> <category><![CDATA[deposit]]></category> <category><![CDATA[highest apy]]></category> <category><![CDATA[interest]]></category> <category><![CDATA[offer]]></category> <category><![CDATA[promotion]]></category> <category><![CDATA[save]]></category> <category><![CDATA[save $125 now]]></category> <category><![CDATA[save $500 now]]></category> <category><![CDATA[savings]]></category> <category><![CDATA[savings account]]></category> <category><![CDATA[savings accounts]]></category> <category><![CDATA[savings rate]]></category> <category><![CDATA[wtdirect]]></category> <category><![CDATA[wtdirect $500 cash bonus]]></category> <category><![CDATA[wtdirect cash bonus]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=408</guid> <description><![CDATA[For every $10,000 deposited to WTDirect savings account, you will receive a $100 bonus, up to a maximum of $500. WT Direct has never offered such a higher cash bonus. Get the bonus and enjoy your savings! (Note: Offer Discontinued.)]]></description> <wfw:commentRss>http://blog.creditcardsco.com/wtdirect-500-cash-bonus.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>NMB Agrees to Stop Issuing Credit Cards</title><link>http://blog.creditcardsco.com/nmb-stopped-issuing-credit-cards.html</link> <comments>http://blog.creditcardsco.com/nmb-stopped-issuing-credit-cards.html#comments</comments> <pubDate>Sat, 15 May 2010 20:57:23 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Bad Credit]]></category> <category><![CDATA[Banking]]></category> <category><![CDATA[Credit Card Reform]]></category> <category><![CDATA[Bank]]></category> <category><![CDATA[card]]></category> <category><![CDATA[credit]]></category> <category><![CDATA[credit cards]]></category> <category><![CDATA[credit histories]]></category> <category><![CDATA[fed]]></category> <category><![CDATA[issuing credit cards]]></category> <category><![CDATA[new jersey bank]]></category> <category><![CDATA[new millennium bank]]></category> <category><![CDATA[nmb]]></category> <category><![CDATA[regulatory problems]]></category> <category><![CDATA[secured cards]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=401</guid> <description><![CDATA[A small New Jersey bank that specializes in credit cards for people with damaged credit histories has shut down its card program because of regulatory problems.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/nmb-stopped-issuing-credit-cards.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Discover Bank CD, IRA, Money Market and Savings Rates Update</title><link>http://blog.creditcardsco.com/discover-bank-rates-update.html</link> <comments>http://blog.creditcardsco.com/discover-bank-rates-update.html#comments</comments> <pubDate>Thu, 29 Apr 2010 21:11:34 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Saving Tips]]></category> <category><![CDATA[Special Offers]]></category> <category><![CDATA[account]]></category> <category><![CDATA[bank cd]]></category> <category><![CDATA[banking products]]></category> <category><![CDATA[cd]]></category> <category><![CDATA[dicover savings]]></category> <category><![CDATA[Discover]]></category> <category><![CDATA[discover bank]]></category> <category><![CDATA[discover bank ira]]></category> <category><![CDATA[discover bank money market]]></category> <category><![CDATA[IRA]]></category> <category><![CDATA[ira money market]]></category> <category><![CDATA[money]]></category> <category><![CDATA[rates]]></category> <category><![CDATA[savings]]></category> <category><![CDATA[savings rate]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=385</guid> <description><![CDATA[Discover Bank has updated its CD, IRA, Money Market, and Online Savings rates. The most up-to-date rates effective as of 4/27/2010.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/discover-bank-rates-update.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Has LifeLock Matched Up to Its Expectations?</title><link>http://blog.creditcardsco.com/lifelock-expectations.html</link> <comments>http://blog.creditcardsco.com/lifelock-expectations.html#comments</comments> <pubDate>Wed, 24 Mar 2010 21:11:40 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[ID Protection]]></category> <category><![CDATA[credit]]></category> <category><![CDATA[credit report]]></category> <category><![CDATA[crime rates]]></category> <category><![CDATA[fraud]]></category> <category><![CDATA[identity security]]></category> <category><![CDATA[identity theft]]></category> <category><![CDATA[identity theft prevention]]></category> <category><![CDATA[life lock service]]></category> <category><![CDATA[lifelock]]></category> <category><![CDATA[lifelock expectation]]></category> <category><![CDATA[lifelock quarantee]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=356</guid> <description><![CDATA[There has been a lot of talk about whether or not LifeLock is really a worthwhile option. With there being many other organizations that offer identity theft protection, what makes LifeLock worth choosing rather than any other company? We will take a look at these reasons in much more detail.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/lifelock-expectations.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Card&#8217;s fixed rate APR changes to variable? What to do?</title><link>http://blog.creditcardsco.com/card-fixed-rate-changes-to-variable-what-to-d.html</link> <comments>http://blog.creditcardsco.com/card-fixed-rate-changes-to-variable-what-to-d.html#comments</comments> <pubDate>Sat, 06 Mar 2010 21:52:55 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Credit Card Tips]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[account]]></category> <category><![CDATA[APR]]></category> <category><![CDATA[Better Business Bureau]]></category> <category><![CDATA[change]]></category> <category><![CDATA[credit card]]></category> <category><![CDATA[credit card company]]></category> <category><![CDATA[creditor]]></category> <category><![CDATA[customer]]></category> <category><![CDATA[new card]]></category> <category><![CDATA[treasury official]]></category> <category><![CDATA[variable]]></category> <category><![CDATA[what to do]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=325</guid> <description><![CDATA[In recent times, a number of credit card companies have hiked up interest rates, have changes interest charges from fixed to variable or done both. During such periods of economic hardship to the common man, this makes it much more difficult for people barely managing to stay current with monthly payments. ]]></description> <wfw:commentRss>http://blog.creditcardsco.com/card-fixed-rate-changes-to-variable-what-to-d.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>5 Steps to Greater Online Payment Security</title><link>http://blog.creditcardsco.com/5-steps-to-greater-online-payment-security.html</link> <comments>http://blog.creditcardsco.com/5-steps-to-greater-online-payment-security.html#comments</comments> <pubDate>Sat, 23 Jan 2010 21:55:34 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[ID Protection]]></category> <category><![CDATA[5 steps]]></category> <category><![CDATA[Better Business Bureau]]></category> <category><![CDATA[credit cards]]></category> <category><![CDATA[identity theft]]></category> <category><![CDATA[online payment]]></category> <category><![CDATA[online security]]></category> <category><![CDATA[tips]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=321</guid> <description><![CDATA[Take these steps to greater online payment security to reduce the risks of your falling victim to identity theft and fraud. Prevention is better than cure. ]]></description> <wfw:commentRss>http://blog.creditcardsco.com/5-steps-to-greater-online-payment-security.html/feed</wfw:commentRss> <slash:comments>1</slash:comments> </item> <item><title>IberiaBank Pricing Changes</title><link>http://blog.creditcardsco.com/iberiabank-pricing-changes.html</link> <comments>http://blog.creditcardsco.com/iberiabank-pricing-changes.html#comments</comments> <pubDate>Fri, 13 Nov 2009 20:25:50 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Choosing Cards]]></category> <category><![CDATA[Credit Card Basics]]></category> <category><![CDATA[cash advance]]></category> <category><![CDATA[classic]]></category> <category><![CDATA[Credit Card News]]></category> <category><![CDATA[credit cards]]></category> <category><![CDATA[gold]]></category> <category><![CDATA[iberiabank]]></category> <category><![CDATA[iberiabank credit cards]]></category> <category><![CDATA[platinum]]></category> <category><![CDATA[pricing changes]]></category> <category><![CDATA[purchase APR]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=294</guid> <description><![CDATA[IberiaBank has announced pricing updates for its credit card products. As per IberiaBank message, the bank will no longer charge penalty pricing or over the limit fees on any of its products.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/iberiabank-pricing-changes.html/feed</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>Consumer Credit Card Protection Law 2010&#8242; &#8211; A Blessing or Curse?</title><link>http://blog.creditcardsco.com/consumer-credit-card-protection-law-2010-blessing-or-curse.html</link> <comments>http://blog.creditcardsco.com/consumer-credit-card-protection-law-2010-blessing-or-curse.html#comments</comments> <pubDate>Thu, 22 Oct 2009 17:03:44 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Credit Card News]]></category> <category><![CDATA[Credit Card Reform]]></category> <category><![CDATA[2010 law]]></category> <category><![CDATA[cards protetcion law 2010]]></category> <category><![CDATA[consumer cards protection law]]></category> <category><![CDATA[credit card protetction law 2010]]></category> <category><![CDATA[credit cards]]></category> <category><![CDATA[new cards law 2010]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=278</guid> <description><![CDATA[Analyzing the consumer credit card protection law to take effect in February 2010, the new law poses many blessings to the consumer but a point of annoyance for card companies bent on increasing profits. ]]></description> <wfw:commentRss>http://blog.creditcardsco.com/consumer-credit-card-protection-law-2010-blessing-or-curse.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Getting Ready For a Crisis</title><link>http://blog.creditcardsco.com/getting-ready-for-a-crisis.html</link> <comments>http://blog.creditcardsco.com/getting-ready-for-a-crisis.html#comments</comments> <pubDate>Fri, 14 Aug 2009 19:45:02 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[Budget]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[crisis]]></category> <category><![CDATA[Deflation]]></category> <category><![CDATA[finances]]></category> <category><![CDATA[financial crisis]]></category> <category><![CDATA[financial experts]]></category> <category><![CDATA[global financial crisis]]></category> <category><![CDATA[Increased worker layoffs]]></category> <category><![CDATA[interest]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=201</guid> <description><![CDATA[As the saying goes, 'failure to plan' is 'planning to fail', a financial crisis deserves every bit of planning on your part. Gaining ammunition on what to expect during a financial crisis goes a long way in getting you ready for tougher times ahead and ensuring you don't make the silly mistakes a lot of us subscribe to during these periods.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/getting-ready-for-a-crisis.html/feed</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>Understanding How Bailouts Work</title><link>http://blog.creditcardsco.com/understanding-how-bailouts-work.html</link> <comments>http://blog.creditcardsco.com/understanding-how-bailouts-work.html#comments</comments> <pubDate>Thu, 13 Aug 2009 22:17:04 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial News]]></category> <category><![CDATA[crisis]]></category> <category><![CDATA[government bailouts]]></category> <category><![CDATA[how bailouts work]]></category> <category><![CDATA[MBS]]></category> <category><![CDATA[TALF]]></category> <category><![CDATA[TARP]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=190</guid> <description><![CDATA[What is a bailout? Since the beginning of the sub-prime mortgage crisis, a lot of financial terms have been thrown around by financial experts, Media, and Uncle Sam but nobody has taken the time out to explain what all these terms mean to Joe who isn't very good with dictionaries. Outside of a class to gain financial knowledge, this article provides most of what every Joe needs to understand what a bailout is all about.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/understanding-how-bailouts-work.html/feed</wfw:commentRss> <slash:comments>6</slash:comments> </item> <item><title>Obama Hosting Credit Card CEOs, Pledges New Rules</title><link>http://blog.creditcardsco.com/obama-hosting-credit-card-ceos.html</link> <comments>http://blog.creditcardsco.com/obama-hosting-credit-card-ceos.html#comments</comments> <pubDate>Thu, 23 Apr 2009 21:02:28 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Credit Card Basics]]></category> <category><![CDATA[american]]></category> <category><![CDATA[Americans Bankers Association]]></category> <category><![CDATA[Barack Obama]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[credit cards]]></category> <category><![CDATA[credit cards industry]]></category> <category><![CDATA[credit-card CEO's]]></category> <category><![CDATA[pledges new rules]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=94</guid> <description><![CDATA[WASHINGTON - President Barack Obama is pushing to rein in costs for millions of Americans who use credit cards, an appeal to consumers as many struggle to pay their bills.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/obama-hosting-credit-card-ceos.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Laws to Prevent and Counter the Financial Crisis</title><link>http://blog.creditcardsco.com/laws-to-prevent-and-counter-the-financial-crisis.html</link> <comments>http://blog.creditcardsco.com/laws-to-prevent-and-counter-the-financial-crisis.html#comments</comments> <pubDate>Wed, 15 Apr 2009 16:50:59 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[depression]]></category> <category><![CDATA[Economic Stimulus Act]]></category> <category><![CDATA[emergency]]></category> <category><![CDATA[financial crisis]]></category> <category><![CDATA[laws to counter]]></category> <category><![CDATA[lows to prevent]]></category> <category><![CDATA[recession]]></category> <category><![CDATA[stabilization]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=90</guid> <description><![CDATA[Since the beginning of the crisis in late 2008, the U.S Government and Congress have passed a number of bills into law. These bills have been designed to inject liquidity into the financial markets, increase availability of credit, and encourage consumer spending. A number of regulations have also been introduced to curb practices in the sub-prime mortgage industry.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/laws-to-prevent-and-counter-the-financial-crisis.html/feed</wfw:commentRss> <slash:comments>1</slash:comments> </item> <item><title>Vicious Cycle that led to the Financial Crisis</title><link>http://blog.creditcardsco.com/vicious-cycle-that-led-to-the-financial-crisis.html</link> <comments>http://blog.creditcardsco.com/vicious-cycle-that-led-to-the-financial-crisis.html#comments</comments> <pubDate>Thu, 02 Apr 2009 16:30:43 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[2008 crisis]]></category> <category><![CDATA[depression]]></category> <category><![CDATA[financial crisis]]></category> <category><![CDATA[recession]]></category> <category><![CDATA[viciuos cycle]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=86</guid> <description><![CDATA[Experts have citied a lot of reasons for the financial crisis. Due to increased demand for housing, and government policies encouraging subprime mortgaging, banks lowered minimum requirements and credit ratings of potential borrowers became less important.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/vicious-cycle-that-led-to-the-financial-crisis.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>How the Financial Crisis Began?</title><link>http://blog.creditcardsco.com/how-the-financial-crisis-began.html</link> <comments>http://blog.creditcardsco.com/how-the-financial-crisis-began.html#comments</comments> <pubDate>Wed, 25 Mar 2009 16:25:03 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial News]]></category> <category><![CDATA[crisis]]></category> <category><![CDATA[federal reserve]]></category> <category><![CDATA[financial crisis]]></category> <category><![CDATA[financial experts]]></category> <category><![CDATA[housing pricing]]></category> <category><![CDATA[lending]]></category> <category><![CDATA[sub-prime mortagage]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=83</guid> <description><![CDATA[According to the Federal Reserve and various other independent financial experts, the financial crisis of 2008 was largely an extension of the sub-prime mortgage crisis resulting from a burst in housing prices, and the inability of mortgage borrowers to fulfill their payment obligations and refinance current mortgage. This led to a situation where banks didn't have enough money for lending and normal business purposes.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/how-the-financial-crisis-began.html/feed</wfw:commentRss> <slash:comments>3</slash:comments> </item> <item><title>How Reducing Prime Rate Affects Credit Card Debt and Finance?</title><link>http://blog.creditcardsco.com/reduced-prime-rate-effect.html</link> <comments>http://blog.creditcardsco.com/reduced-prime-rate-effect.html#comments</comments> <pubDate>Fri, 30 Jan 2009 00:54:18 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Credit Card Debt]]></category> <category><![CDATA[credit cards]]></category> <category><![CDATA[prime rate]]></category> <category><![CDATA[reduced prime rate]]></category> <category><![CDATA[reducing prime rate]]></category> <guid
isPermaLink="false">http://blog.creditcardsco.com/?p=56</guid> <description><![CDATA[The prime rate is always seen as the first approach to controlling a recession. Burst periods which accompany the end of a market boom can be controlled by reducing the prime rate. Up until now, the Federal Reserve has steadily reduced prime rates in a bid to reduce interest rates and stimulate consumer spending.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/reduced-prime-rate-effect.html/feed</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>Second &#8216;$800 billion&#8217; Bailout and It&#8217;s Affect on US Consumer Banking</title><link>http://blog.creditcardsco.com/second-800-billion-bailout-affect-us-consumer-banking.html</link> <comments>http://blog.creditcardsco.com/second-800-billion-bailout-affect-us-consumer-banking.html#comments</comments> <pubDate>Thu, 18 Dec 2008 02:49:08 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Financial News]]></category> <category><![CDATA[bailout]]></category> <category><![CDATA[bailout package]]></category> <category><![CDATA[citigroup]]></category> <category><![CDATA[economic stimulus package]]></category> <category><![CDATA[federal reserve]]></category> <category><![CDATA[financial institutions]]></category> <category><![CDATA[interest]]></category> <category><![CDATA[money]]></category> <category><![CDATA[mortgage]]></category> <category><![CDATA[U.S Treasury]]></category> <guid
isPermaLink="false">https://blog.creditcardsco.com/?p=28</guid> <description><![CDATA[Unlike the first $700 billion stimulus package which was intended to promote inter-bank lending, the second bailout $800 billion economic stimulus package would be used to purchase consumer debt and mortgage backed securities.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/second-800-billion-bailout-affect-us-consumer-banking.html/feed</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>Understanding Credit Cards in Small Print</title><link>http://blog.creditcardsco.com/understanding-credit-cards-small-print.html</link> <comments>http://blog.creditcardsco.com/understanding-credit-cards-small-print.html#comments</comments> <pubDate>Tue, 02 Dec 2008 13:55:40 +0000</pubDate> <dc:creator>CreditCardsCo</dc:creator> <category><![CDATA[Banking]]></category> <category><![CDATA[Credit Card Basics]]></category> <category><![CDATA[card]]></category> <category><![CDATA[credit]]></category> <category><![CDATA[credit card agreement]]></category> <category><![CDATA[credit card charge]]></category> <category><![CDATA[credit card issuers]]></category> <category><![CDATA[credit cards]]></category> <category><![CDATA[terms and conditions]]></category> <guid
isPermaLink="false">https://blog.creditcardsco.com/?p=8</guid> <description><![CDATA[Millions of United States consumers lose money due to their inability to either read or understand details pertaining to their credit cards in small print. Whether it's a credit card agreement, purchase agreement or other contract details, the bulk of Americans will only skim through the document rather than take a while to read and ensure to have understood all aspects of the agreement.]]></description> <wfw:commentRss>http://blog.creditcardsco.com/understanding-credit-cards-small-print.html/feed</wfw:commentRss> <slash:comments>6</slash:comments> </item> </channel> </rss>
