Credit Card Blog
Understanding Credit Cards
There are many things that you might not know about your credit card that could end up costing you hundreds of dollars. Credit card companies are very good at creating products that provide a legitimate, beneficial service to you while at the same time maximizing their profits. If you understand their systems, you can save money in the end.
Charge Cards vs. Credit Cards – Identifying the Differences
The terms “charge card” and “credit card” are commonly used interchangeably however there are small differences between both cards. For one charge cards require monthly payments in full while credit cards give room for minimum payments of outstanding balances usually ranging from 2% to 5%.
IberiaBank Pricing Changes
IberiaBank has announced pricing updates for its credit card products. As per IberiaBank message, the bank will no longer charge penalty pricing or over the limit fees on any of its products.
How Many Credit Cards Should I Have?
The question of how many credit cards becomes too much to have is constantly on the lips of American consumers. The die has been cast with financial experts aligning themselves for and against the multiple credit card issue. Here’s what we think, plus a few tips to manage your finances should you already own multiple credit cards.
Finding the Grace Period
All credit card companies do not follow the same type of grace period. However, a lot of credit cards will charge you interest right after a purchase is made (if there’s an outstanding bill). The best way to check how the grace period on your credit card works, and indeed if it has one is to check the reverse side of billing statements and the card agreement or terms and conditions.
Ridding Yourself of Worthless Credit Cards
Credit cards can be awesome. They save time, they are easier to carry than money and they are a form of identification, and many come with cool holograms. Therefore, most of us have one or more for our very own. However, things happen… cards stop functioning, cards are cancelled, cards pass their expiration date… as I said, things happen.
Canadian Credit Cards
We are excited to announce that new Canadian Credit Cards page is launched. The creditcardsco.ca is solely targeted for Canadian residents and accepts credit card applications from Canadians only.
United Kingdom Credit Cards
We are excited to announce that new CreditCardsCo website section was launch. Now, United kingdom visitors would have easy access to UK credit cards, card reviews and online applications.
Obama Hosting Credit Card CEOs, Pledges New Rules
WASHINGTON – President Barack Obama is pushing to rein in costs for millions of Americans who use credit cards, an appeal to consumers as many struggle to pay their bills.
Understanding Credit Cards in Small Print
Millions of United States consumers lose money due to their inability to either read or understand details pertaining to their credit cards in small print. Whether it’s a credit card agreement, purchase agreement or other contract details, the bulk of Americans will only skim through the document rather than take a while to read and ensure to have understood all aspects of the agreement.
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