Credit Card Blog
American Express vs. VISA Credit Cards
In this article the differences between two of the Big Three in the credit card industry, Amex and Visa, will be explored. The primary difference is in the way they structure their operations. It is actually almost only in these operational differences that any real difference is discernible.
Getting Approved for Credit Cards with no Credit History
Having no credit history can make getting approved for loans nearly as difficult as having bad credit history. The best way to establish credit is with the help of credit cards for people with no credit history.
10 Credit Card Mistakes Most People Make
While credit cards can be a useful and necessary tool for getting what you want in the United States, they are also the bane of many peoples’ financial success and failure. There are many pitfalls that you need to look for, but…
Credit Cards and Rental Car Insurance
A major reason why credit cards are so popular is the fact that they allow customers to gain access to several financial privileges through using their credit cards. For example, some credit card companies offer extended warranties to customers who make purchases using their credit card, which can be very helpful if the customer spends a lot of money on purchases each month.
How to Win a Credit Card Dispute
When you have a dispute with a credit card company or issuer, you need to ensure that you handle the dispute correctly in order to gain leverage over the issue you are having and the situation that you are in. You may or may not decide to pay your debts if there is an error on your monthly bill.
How Credit Cards Can Save You Money
Even if you have a higher annual percentage rate, you can still used your credit cards to save money. If you work this system properly and efficiently, you will also be able to improve your credit score and take advantage of other incentives your credit card company might be offering.
Card’s fixed rate APR changes to variable? What to do?
In recent times, a number of credit card companies have hiked up interest rates, have changes interest charges from fixed to variable or done both. During such periods of economic hardship to the common man, this makes it much more difficult for people barely managing to stay current with monthly payments.
How Credit Card Balance Transfers Affects your Credit Score
Believe it or not, credit card balance transfers take a toll on your credit score but to what depth depends on your situation. This post explains the general concept behind balance transfers and gives information on how reckless balance transferring may affect your credit score.
How Many Credit Cards Should I Have?
The question of how many credit cards becomes too much to have is constantly on the lips of American consumers. The die has been cast with financial experts aligning themselves for and against the multiple credit card issue. Here’s what we think, plus a few tips to manage your finances should you already own multiple credit cards.
BBB Warns – Robocalls Promising to Lower Credit Card Interest Rate
Consumers across the U.S. have been sounding about incessant automated telemarketing calls. The Federal Trade Commission (FTC) announced on September 1st these prerecorded commercial telemarketing calls (robocalls) to consumers will be prohibited, unless the telemarketer has obtained permission in writing from consumers who want to receive such calls.
9 Attractive Benefits of a Business Credit Card
These 9 benefits of business credit cards are in fact pointers you should be careful to watch out for when searching for the right business card. The article explains each benefit in detail and hopefully at the end you’d see reason why it’s always a better idea to fund your business with a business credit card no matter how small an establishment it is.
Finding the Grace Period
All credit card companies do not follow the same type of grace period. However, a lot of credit cards will charge you interest right after a purchase is made (if there’s an outstanding bill). The best way to check how the grace period on your credit card works, and indeed if it has one is to check the reverse side of billing statements and the card agreement or terms and conditions.
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