Let’s face it: there are hundreds, if not thousands, of credit cards you qualify for. The question is, which one is right for your needs? Is it a business credit card or one that offers impressive travel rewards points? Even after you’ve narrowed down your options, you’re still left with an overwhelming number of possibilities. This week, we’ll explore 5 of the fastest growing credit card offers in the industry. Take a look –
We’ll begin with the co-branding Visa – British Airways offer. This is an important offer because of the new chip technology that rolls out the end of November, 2011 – and this credit card is the first one to be offered in the U.S.
British Airways Visa Signature Card
There are more than a few reasons to keep this offer in mind. For those travelers out there, you should know there are no transaction fees when travelling internationally. Depending on how often you’re out of the country, this alone could result in an impressive savings at the end of the year.
But that’s not all. It’s the 50,000 bonus miles you’ll earn after your first purchase and then another 50,000 that you’ll receive after you’ve spent $2,500 in your first three months.
Chase Ink Plus with Ultimate Rewards
If it’s a low interest credit card you’re looking for in a business card offer, check out the Chase Ink Plus with Ultimate Rewards offer. A $100 bonus cash back is added as an additional incentive, plus, you can also earn up to 35,000 bonus points during the first year. If you travel for business, you’ll also have access to premium travel benefits, including complimentary access to airport lounges. Your rewards points never expire and there are no limitations on how many you can earn.
Keep in mind the annual fee of $60 associated with the Ink Plus, but your first year is waived. The 0% intro APR applies to both purchases and balance transfers. Other fees are comparable with industry standards, such as return check fees and over the credit limit fees.
Blue Cash Everyday AMEX
This offer is almost too good to pass up. It’s a no annual fee American Express that offers impressive cash back options for customers. Earn up to 3% cash back at supermarkets and department stores and while you’re at it, send a friend or relative to the site and if they’re approved, you’ll earn a $25 referal bonus. No unnecessary bells and whiles, this is a “down the line” kind of credit card offer that gives you all of what you want and none of what you don’t.
Discover More Card
Here’s one more with a 0% intro offer from Discover. Transfer those balances quickly and easily with this offer. You’ll also enjoy up to 20% cash back bonuses at select retailers when you use your Discover card to shop online. This credit card also has no annual fee, making it an attractive consideration for many. Bonus categories, along with the 0% intro offer, makes this offer one worthy of our list.
The Chase Slate Vertical Card with Blueprint
This credit card offer has no shortage of benefits and perks, including an intro period with 0% APR for up to fifteen months. After that, your APR can be as low as 11.24%. Other “must-have” bonuses include include no annual fee and the Slate with Blueprint’s many financial tools designed to help you save money each month. You’ll incur a 3% transfer fee, though this is in line with other comparable credit card offers.
Don’t apply for a new credit card until you have a realistic approach to managing your finances. The terms and conditions are usually the best choice. It’s never easy, but the process as a whole has improved in recent years, making it a breeze for you to either get approved or find out why you’re still stuck with “out of sight” pricing structures. You might also want to request a copy of your credit so that you can better your odds of securing that approval.