CreditCardsCo Blog Author - Scott Townsend

Scott (68 Posts)

Scott Townsend is a financial planner who has shared his time and talents with many individuals as well as organizations. His passion is in teaching others how to manage their finances wisely. He also teaches people how to create wealth and properly prepare for retirement. His knowledge on properly managing debt has helped a lot of people to free themselves from the burdens of credit card debt. Also at: Credit Card News.

Scott Townsend

Consumer Credit Laws


Do you know there are numerous laws in place to protect consumers. A few include 2009 Credit CARD Act and The Equal Credit Opportunity Act. Learn more about these protections.





Credit Card Apps: Useful Financial Tools


Are you taking advantage of the apps available on your iPhone or smartphone? Credit card budgeting has gone high-tech – and these apps are receiving rave reviews from consumers.





President’s Speech Warning to Credit Card Companies?


What does President Obama’s speech mean for the 2009 CARD Act, if anything? And how are credit card companies luring us for the 2011 holiday shopping season?





Financial Resources for Service Members


The Office of Servicemember Affairs was founded to serve as a financial advocate for military members, their families and veterans. Learn more about it here.





U.S. Credit Downgrade: 3 Ways it Can Affect Your Credit


Wondering how the S&P downgrade will affect your everyday life? Here are three ways it could wreak havoc in your mortgage and credit card payments, along with tips to avoid those problems.





Visa Black Card: Exclusive and Worth It


The Visa Black credit card redefines exclusivity for its members with 24 hour concierge services, Priority Pass and no blackouts or restrictions. Apply online for instant decision.





Avoid Vacation Blues: Smart Credit Card Tips


Your vacation doesn’t have to break the bank, whether you travel by air or prefer the scenic route when traveling by car. Check out our credit card tips on these rewards cards.





Your Credit Card’s Best Kept Secret


Reading the small print can mean big savings for you. Your terms and conditions may offer perks you weren’t aware of.





Contacted by CitiBank?


CitiBank announced today that more than 200,000 of its customers’ credit card and banking information was recently compromised. Here’s what happened.





Keep Your Credit Cards Away From Your Medical Bills


More Americans are relying on their credit cards to pay medical bills. Here’s how you might can avoid that trap.





Women and Their Changing Credit Needs


Who says there aren’t viable credit card offers for women? Here, we break down three of the best options for women everywhere.





Politics and Your Credit


The 2009 CARD Act, which is still be hashed out despite the law already being in effect, continues to cause heated debates with politicians and financial experts.








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