If you were wondering which card company would announce first the inclusion of the new Smart Chip technology in its products, you probably know that Chase is the first to break out of the gate with its announcement. The goal is to reduce fraud and ultimately, eradicate it in its entirety and despite the slow warm up in the states, it now appears to be moving forward.
The first card that will have this new technology is the Chase – British Airways co-branded credit card. This seems appropriate considering this chip technology has long since been in use throughout the UK for quite some time. In fact, America is the sole developed country that has yet to implement EMV standards across the board.
It’s been a bit of a vicious cycle here in the U.S. As mentioned, many other countries have long since implemented EMV technology, though the United States has been stuck in somewhat of a limbo for many years. Credit card companies were reluctant to issue the new cards until merchants accepted them, while the merchants refused to accept the standard until the credit card companies issued the technologically advanced credit cards.
So, with all that in mind, we thought we’d take a look at some of the Chase credit card offers on the market today, beginning with the British Airways co-branded offer – which will implement the changes the Monday following Thanksgiving.
British Airways Visa Signature Card
This is it: this is the one that will offer its advanced technology in a matter of days. Among the other reasons why this is a great choice for many is the absence of transaction fees when you’re travelling internationally. Plus, you’ll earn 100,000 BA miles with 50,000 coming after your first purchase and the second 50,000 which come after you’ve spent $2,500 in your first three months. Wondering how that equates in rewards flights? How about two transatlantic flights to start?
Ink Plus with Ultimate Rewards
First up, you’ll receive a $100 bonus cash back after you earn 10,000 bonus points. And if you’re wondering how you’ll earn those points, rest assured you can earn almost four times that number in your first year. There’s a 0% intro APR for six months and the $60 annual fee is waived your first year, too.
Further, you’ll enjoy premium travel benefits and complementary airport lounge access. This is a fine choice for those with good credit histories.
Chase Slate Vertical
Arguably one of Chase’s best offerings, this card offers Blueprint, which is ideal for those really wanting to keep a close eye on their spending (great New Year’s resolution, too, by the way). A $75 statement credit after you hit $300 in your first three months sweetens the deal and the 15 month 0% APR intro tops that deal off. Still looking for that extra push? How about no annual fee – ever? This Visa remains one of the Chase products that consistently ranks high in customer satisfaction.
Chase Freedom Visa
Another popular Chase product, this offer includes a $100 cash back bonus after you make $500 in purchases during your first three months. The rotating categories – you choose the top three that you’ll use most out of 15 categories choice – provide additional 5% cash back opportunities that rotate throughout the year. You’ll earn unlimited 1% cash back on all your other purchases. We like this credit card offer too because the cash back rewards never expire, there’s no annual fee and you can even maximize your savings with additional 10% cash back when you shop through the Chase website at merchants you already do business with.
As you can see, there is no shortage of great Chase credit card offers. From co-branded Chase offers to the Chase Freedom to Chase Slate, you’re bound to find a credit card that meets your needs and allows you to earn rewards in the process.
As always, be sure to carefully review the terms and conditions. This is where you’ll find the details associated with any off you’re considering. With the changes that came with the 2009 CARD Act, it’s important to understand how the new law affects you and your credit history.