If you’re looking for a rewards points card and have good credit, the Chase Sapphire Preferred might just be your solution. This week, we take a look at one of JPMorgan Chase’s best credit card products, the Chase Sapphire Preferred. Read more about the versatility of this credit card and its rewards program, along with some of the news from the JPMorgan Chase family.
Rewards – and Then More Rewards
One of the reasons this credit card is so different from its competition is the seemingly endless opportunities for earning points. A few of those opportunities include 40,000 bonus points when you spend $3,000 during the first three months of opening your account.
This equates to about $500. You also have the option of transferring your points to other loyalty programs such as Ritz Carlton, Amtrak, British Airways, United Airlines, Korean Air and many more. It seems as though the biggest names in the world are all rewarding their customers with various rewards programs these days and Chase makes it easy for you to really make the most of them.
Also- for a limited time, Chase Sapphire card users earn 7% every year on all their points earned – even those initial 40,000 bonus points you might have earned if you met the $3,000 threshold during the first ninety days. This equates to almost 43,000 bonus points.
Double points are earned on all dining and travel charges, making this a must have for vacation and other travel related expenses. Many rewards programs might offer this at different times through the year, but it’s year-round with Chase Sapphire.
Here’s where the big money saving opportunities come in. First, you should know this is one of the most versatile rewards cards on the market. As mentioned, you can transition your points to other programs – and there are many others besides what’s outlined here.
The Ultimate Rewards Chase site is easily accessed through the Chase home page and it allows bonus points – sometimes up to 10x the face value. This is a very popular portal during the holidays. Imagine what you can do with all those bonus rewards points – and some of the biggest names have partnered with the Chase brand, including Apple and many of the nation’s biggest retailers.
Also, don’t forget that the more Chase accounts you have such as checking and savings accounts, the more you can earn in rewards points. The $95 annual fee is waived the first year and there are no foreign transaction fees.
About JPMorgan Chase
JPMorgan Chase is one of the oldest financial bodies in the U.S. In fact, its history goes back 200 years. Its ability to weather tough economic times is nothing short of impressive (think: Great Depression and of course, the recent catastrophic recession that began in 2008). Chase has assets of $2.3 trillion and remains one of the world’s leading financial firms with a presence in more than 60 countries. Close to 250,000 employees define this bank and its customer base is in the millions.
Chase is also very generous in its “give back” programs. Even when the climate was devastating for the nation’s financial sector, Chase continued to lead the way in its many charitable programs.
Partnering With AARP
Most recently, Chase announced it was doubling its efforts in the AARP Foundation’s Drive to End Hunger in Honor of Older Americans campaign. It’s played a significant role for the past year and up until now, it donated three cents for every purchase made with the co-branded AARP Visa along with one dollar for every new account opened.
During the month of May, however, Chase is doubling its commitment by donating $0.06 for each purchase made with the card and $2 for each new account opened from May 1 – 31. It’s committed $2 million to AARP Foundation in 2012 through this campaign.
Chase is also committed to putting Older Americans Month front and center. This is a nearly 50-year-long tradition that acknowledges the unique struggles that America’s senior citizens face. The commitment to honor the sacrifices made by our senior citizens, Chase continues to provide resources to help solve the problem of older adult hunger, which has spiked nearly 80 percent since 2001. Today, of the 50 million Americans at risk of hunger, nearly nine million are 50 and older. The problem is predicted to increase in the coming years-rising 75 percent by 2025 according to AARP Foundation.
Doubling donations provides an easy way for Chase and our cardmembers to make a difference in the lives of millions of Americans who are uncertain where their next meal will come from. Older Americans Month is a critical opportunity to highlight this growing issue, inspire action from others and take additional steps on our own to help solve this problem,
said Ralph Pinto, senior director of Chase Card Services.
Interested in any of the JPMorgan Chase credit cards? You can apply easily and safely online.