The Discover network has quickly found its place within the credit card sector. It was an instant hit with consumers partly because of its customer service. Discover is consistently ranked high in satisfaction ratings and of course, with its many offers, most folks find a Discover credit card offer that’s just right for their needs.
That’s exactly what’s happened with its latest addition, the Discover More Homefront credit card. This card is for those who have good to excellent credit ratings and the perks are like none other. Keep reading as we take a look at this card and its many benefits – both for you and others.
First, it’s important to understand the Discover Homefront is all about doing good. All approved new credit card applications results in a $20 donation to military families who are facing a need. Discover will do this until it reaches $125,000, all of which will be donated to Operation Homefront for “Works of Art, Acts of Charity”. But there’s far more in it for you than you realize.
Your Many Benefits
The card itself has many impressive perks, including a 0% intro APR for fifteen months, which makes this a great card for the upcoming holiday shopping. This intro rate is also applicable for balance transfers, meaning you can make major progress in paying down credit card debt if you can do so in the first fifteen months. You’ll also earn cash back, up to 5% in the Discover Cashback Bonus categories. The best part is that these categories will rotate, giving you ample opportunity for additional savings throughout the year.
Some of these bonus categories include travel, restaurants, groceries and even gas. Keep in mind, you’re still earning cash back even if your purchases are included in that quarter’s bonus category. There’s no annual fee, no application fees or other hidden fees – something that’s sometimes lacking even with credit card offers designed for those with higher credit scores. Of course, you’ll also enjoy all of the other Discover credit card perks, including an impressive zero fraud liability and prevention effort, an easy to navigate website and big savings through the Discover shopping network.
What You Might Not Know
As if this card offer isn’t impressive enough, as part of its marketing campaign, Discover is also running a simultaneous contest that enters you every time you use your Discover More card. At the end of the year, one lucky winner will be the recipient of the $1 million cash grand prize. But there are daily and monthly prizes, too. Each day, if you’ve used your Discover card, you’re automatically entered into a drawing for a $25 gift card. Your dollars spent determines how many entries you have. For instance, if you use your credit card to purchase party supplies and you’ve spent $100, you’re entered 100 times. Those entries roll over, too. That means at the end of the year, you could have thousands of entries.
As for the daily prizes for $25 gift cards, Discover gives out 150 every day – seven days a week. It will have given out 54,000 gift cards by the time this contest ends.
Monthly prizes include $25,000 in cash for the card holder and another $25,000 for the public school of the winner’s choice. Not only is Discover donating $20 for every new approved credit card application to military families, but it’s also giving $25,000 cash to 12 schools. There are bonus entries, too. You can learn more about those on the Discover credit card website. The Discover Every Day Giveaway will run through December 31, 2011. The contest did remarkably well in 2010 and resulted in big changes not only for its members, but for schools across the nation.
Finally, the Discover More Homefront Card has a handsome and patriotic design. Think of it as the perfect finishing touch for such a great rewards program.
All in all, this is a fine opportunity to give a little something back just by choosing the credit card and then getting accepted. In a day and age when it becomes difficult for any of us to feel as though we’re making some kind of contribution, this is a fine opportunity to make that difference. Discover is just the credit card company to make it happen. As always, be sure to read the terms and conditions before you apply.
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