There’s nothing better than instant gratification and if you’re shopping for a new credit card, here are some of the best offers that reward you simply by using your new card. There are many to choose from, so be sure to read the small print for each offer so that you make the best decision for your needs.
The Chase Marriott Rewards Credit Card
This Visa credit card hits the ball out of the park. You earn 22,500 bonus points after your very first purchase. But it gets better – your approval for the Chase Marriott card earns you an automatic free night at the hotel chain. Other perks include 3 points for every dollar you spend at any Marriott property, 1 point for every $1 you spend on eligible purchases and those points are easily applied to incredible vacations, airline miles or other goods. Your first year’s annual fee is waived and then is $30 each year after.
Chase Freedom Visa Card
This low-interest credit card has its own impressive package. With a 0% introductory APR for twelve months, 5% cash back on purchases spent in its bonus categories and no expiration dates, the $50 cash bonus after your first purchase is like the cherry on the sundae. You’ll also enjoy no annual fees, 1% cash back on all other purchases outside the bonus categories and anytime online account access. This is one of Chase’s most popular product lines and the credit requirements aren’t as strict as other comparable credit card offers. Lear more about Chase Freedom Visa Card.
Chase Freedom MasterCard
This Chase MasterCard won the award for “Best Overall Card” by CBS in 2011. It too offers a 12 month 0% APR intro and card holders earn $100 in cash after you spend $500 in the first ninety days of opening the account. Cash back rewards never expire and like its Visa counterpart, you don’t have to worry about any annual fees. It’s consistently rated with 5 stars and the level of customer satisfaction is as good an endorsement as anything else. Learn more about Chase Freedom MasterCard.
The Ink Cash Business Card
Even businesses like the instant gratification of bonus cash back and the Chase Ink is just the card to make it happen. Business owners enjoy a six month 0% APR along with a $100 cash back after the first purchase made. There are no limits to the points that can be earned, no annual fees and up to 3% cash back on a wide variety of purchases, including restaurants and office supply stores. This is a great tool for small and medium sized businesses who are looking to make the most of their buying power. Learn more about the Ink Cash Business Card.
The AccountNow Gold Visa Prepaid Card
With the popularity of prepaid credit cards, many companies are looking for ways to attract new customers. The AccountNow Gold Visa accomplishes this with a $25 cash bonus after the first direct deposit is made to the consumer’s account. There are no annual fees, no interest rates or monthly fees. Approval is guaranteed and this is an ideal way to build or rebuild a credit history. It’s also a great way to introduce your teen to the responsibilities associated with credit cards.
USA Optimum Gold Merchandise Credit Card
Finally, we take a look at the the USA Optimum credit card. This too is a way to build credit as it reports to all three major credit bureaus. Applicants are guaranteed approval and can qualify for up to a $5000 credit line. Approval means a free $50 gift card, too. This shopping card was designed for those whose credit scores need improvement and it delivers on its promises. Keep in mind, however, that this credit card can only be used on the USA network.
These are just a few of the many credit card offers that provide card holders with instant gratification. As more efforts are made within the industry to draw new customers, we can expect to see this trend continue. Remember, though, any instant cash back offers should be considered with the offer as a whole. It shouldn’t be your only deciding factor.