Consumer debt, which comprises of credit card debt and loans, is at an all time high along with a huge number of unemployed debtors. Despite being unemployed, many consumers still have to repay balances on their credit cards and loans. Poor debt management and a high reliance on unsecured loans have led to an increase in the number of people filing for bankruptcy. Here are 5 steps to manage debt while unemployed.
Having no credit history can make getting approved for loans nearly as difficult as having bad credit history. The best way to establish credit is with the help of credit cards for people with no credit history.
If you have never owned or used a credit card before, then you aren’t familiar with the many different credit card features that are consistent with each one. Each card assigns variables to these features, which is how you can determine which one is better served to meet your particular needs.
When used responsibly, credit cards for college students are an excellent way for college students to learn financial responsibility.
Zync from American Express is helping to redefine the credit industry with one of the most unique credit card packages to hit the consumer market in a long time. Basically, you can design your own card to fit your lifestyle and earn rewards based on how you like to spend money. From travel to food to style, Zync has it all.
When you own a small business in the US, it can be difficult to ascertain how much it will cost you, especially in the beginning. Even if you can make a fair estimate, will you be able to also obtain the proper amount of capital? Well, you don’t have to worry about much…
While credit cards can be a useful and necessary tool for getting what you want in the United States, they are also the bane of many peoples’ financial success and failure. There are many pitfalls that you need to look for, but…
For qualified customers in the United States, the American Express Blue Cash Credit Card provides some of the best benefits for credit holders in US. Of course, as an American Express card, it does not just give you benefits when you are in North America, but all over the world as well.
Introducing 3 business credit cards from Chase Bank. If you own a business – check these offers for special rewards, benefits and premium features. Read full card reviews, select one for yourself, compare business benefits and apply online!
According to the Fair and Accurate Credit Transactions (FACT) Act of 2003, all Americans are entitled to one free annual credit report from each of the three major credit bureaus. This means that you can see how you stack up with Equifax, Experian, and TransUnion every year.
When you use the Chase Sapphire SM Preferred Card to buy everyday things, you will earn points that you can use towards air miles on your favorite airline. From gas to groceries to entertainment expenses, you can earn easily. This card does not blackout dates, times, airlines, or brands, so you can always fly with your preferred airline, if that is your choice.
A major reason why credit cards are so popular is the fact that they allow customers to gain access to several financial privileges through using their credit cards. For example, some credit card companies offer extended warranties to customers who make purchases using their credit card, which can be very helpful if the customer spends a lot of money on purchases each month.