CreditCardsCo Blog Topic - ' Credit Card Reform'
Why Do Fewer Americans Own Homes?
There are fewer Americans who own homes today. The recession and lax mortgage rules from the past decade play a role, but smart credit card choices can help rebuild credit.
What Does Legal Battle Over Swipe Fees Mean for Consumers?
Eight years and millions spent over credit card swipe fees – and it amounts to very little change for American credit card users.
The Dark and Unexpected Pre-Account Opening Fees
It took several years, but First Premier is free to charge its consumers high pre account fees before sending out that credit card.
CFPB Now Overseeing Credit Bureaus
The successful CFPB will soon be overseeing the credit agencies in the U.S. including the three major bureaus.
New Credit Card Surcharge Fees
For years, lawsuits have worked their way through the American judicial system. Those fees merchants want to tack on to consumers using their credit cards are likely to appear on a receipt near you.
Consumer Complaints Site Opens
The long-awaited CFPB database is now live. Consumers can now review a credit card company’s complaints by customers – and those companies are not happy.
2 Years In: How’s the CARD Act Faring?
Today marks the 2nd anniversary of the massive changes in the credit card industry known as the 2009 CARD Act. How are things 2 years in?
Public Credit Card Complaint Database
The Consumer Protection Agency, which was founded as part of the Dodd-Frank Act, is considering a public credit card complaint database. Good idea or maybe not?
Changes in Disputing Process for Credit Card Charges
We all know the sense of dread that hits when we realize our credit cards have been stolen or used without our knowledge. Here’s what to do to keep the headache factor down.
President’s Speech Warning to Credit Card Companies?
What does President Obama’s speech mean for the 2009 CARD Act, if anything? And how are credit card companies luring us for the 2011 holiday shopping season?
EMV Chip Credit Cards
Wells Fargo and JPMorgan Chase are currently adding the new EMV chips to many of their credit cards. The new technology will keep credit card users and their information safer.
The CARD Act: One Year Later
Now that the CARD Act is one year old, has anything changed and if so, have the changes been good or bad for consumers? You might be surprised at what we learned.
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