CreditCardsCo Blog Topic - ' Financial Planning'
To use or not to use, that is the question. In his day, William Shakespeare didn’t have to wrestle with such a problematic question! However, this is a question people really do have to make up their own minds about.
The world is online, there is no doubt about it. With that the world economy has gone online as well and has made the largest global marketplace in human history. Just as in the open air Roman markets thousands of years ago, in this digital market there are thieves waiting to pounce.
Have you ever had the unfortunate experience of having your credit card declined while paying for dinner after a day of shopping, or worse, being declined while on vacation in a foreign country? There are several reasons for a credit card to be declined and it isn’t necessarily because you’ve reached your credit limit.
Choosing your bank for your savings is one of the most important decisions you can make in life. This is an institution that will be responsible for your hard earned money and you want it to be safe.
There are misconceptions regarding instant approval credit card applications. Advertisements can make you think that you can get a credit card almost as quickly as a pizza man can deliver your order.
A fraud alert is a by-product of Fair and Accurate Credit Transactions Act of 2003. It is one of the provisions of the act designed to reduce and curb the incidence of identity theft and misappropriation of information.
The Black credit card is the most elite credit card offering from any card issuer. A quick flash of the black credit card in public makes one think of country clubs, stretch limos, and helicopters. Unfortunately, most of the rewards you hear about associated with these cards are just financial urban legends. They have been conjured up by over zealous status worshippers. For a lowdown on what actually the Black Card signifies, read the article below.
The Federal Deposit Insurance Corporation (FDIC) is an institution created amidst the chaos of the Great Depression following the Glass-Steagall Act in 1933. The primary purpose of the FDIC is to back the deposits held in the major US Banks.
Credit cards are everywhere. It is nearly impossible to get through the modern economy without one. Many people have to make the decision whether or not they want a credit card, and, as with any financial decision, have to do some research as to why they should get one.
Consumer debt, which comprises of credit card debt and loans, is at an all time high along with a huge number of unemployed debtors. Despite being unemployed, many consumers still have to repay balances on their credit cards and loans. Poor debt management and a high reliance on unsecured loans have led to an increase in the number of people filing for bankruptcy. Here are 5 steps to manage debt while unemployed.
Having no credit history can make getting approved for loans nearly as difficult as having bad credit history. The best way to establish credit is with the help of credit cards for people with no credit history.
When used responsibly, credit cards for college students are an excellent way for college students to learn financial responsibility.